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Month: April 2025

Auto Tariffs Will Impact More Than Just Your Premium: What You Need to Know

April 15, 2025 by ccammilletti

President Donald Trump’s 25% tariffs on imported vehicles and auto parts, effective April 3, 2025, will impact the entire auto insurance landscape. Here’s what to expect and how to protect yourself properly. Insurance Implications Beyond …

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Categories Insurance Trends

Umbrella Insurance 101: What It Is and Why Everyone Needs It

April 15, 2025April 15, 2025 by ccammilletti

In our recent lunch and learn session, we explored the critical yet often overlooked topic of excess liability insurance, commonly known as “umbrella insurance.” This coverage serves as an essential safety net for protecting your …

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Categories Insurance Review

How Much Umbrella Coverage Do You Really Need?

April 15, 2025 by ccammilletti

Determining the right amount of umbrella insurance coverage is one of the most common questions clients ask. As we discussed in our recent expert panel on excess liability insurance, there’s no one-size-fits-all answer, but there …

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Categories Insurance Review

Common Misconceptions About Asset Protection: What Your LLC or Trust Won’t Shield You From

April 15, 2025 by ccammilletti

Many high-net-worth individuals and families establish LLCs and trusts as part of their estate planning and asset protection strategies. While these entities can provide valuable protection when properly established and maintained, they aren’t bulletproof shields …

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Categories Insurance Review

What Does Flood Insurance Actually Cover? (And What It Doesn’t)

April 15, 2025April 10, 2025 by ccammilletti

When clients say “my basement flooded,” it could mean a burst pipe, a sewer backup, or stormwater pouring through a patio door. But only one of those meets the strict insurance definition of a “flood.” …

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Categories Uncategorized

[Webinar Recording] Why Umbrella Insurance is Essential for High-Net-Worth Clients

April 8, 2025 by ccammilletti

Have clients whose assets exceed their liability coverage limits?Watch to understand why umbrella insurance is critical and learn how to help clients properly protect their wealth from unexpected lawsuits. Our experts cover:

Categories Insurance Review

Recent Posts

  • One Break Underground Can Cost Five Figures: Service Line Coverage Explained
  • Why OEM Parts Coverage Is Essential for Protecting Luxury and Collector Vehicles
  • The Hidden Risk Even Wealth Can’t Shield: Why UM / UIM Coverage Matters More Than You Think
  • Why Standard ALE Coverage Falls Short for Affluent Households — and What to Do About It
  •  When Rebuilding Isn’t the Right Choice: Understanding the Cash Out Option

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