Explore Insurance Tips & Resources

a pile of letters
Insurance Review
Michelle Hirsch

Not Licensed In That State

Insurance agents must be licensed in every state they place business in. Often times an agent will not be licensed or have the carrier options outside their home state. This becomes an issue when your

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broken laptop and dollar bills
Handling Claims
Michelle Hirsch

Phishing Scammer Steals Deposit

Hackers are getting more sophisticated by the day. Having the proper protection to come to the rescue in times of a breach is priceless. Several of our carriers offer a standalone personal cyber policy that

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brick wall with a crack
Insurance Review
Michelle Hirsch

Do You Need Earthquake Coverage?

Do your clients have earthquake coverage in their homeowner’s insurance policies? A select few may, but most policies exclude damage caused by earthquakes. Some carriers offer earthquake coverage that can be purchased as an endorsement

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luxury condos
Insurance Review
Michelle Hirsch

Even Renters Need Umbrella Liability Coverage

With no car and a simple apartment, Andrew, the adult child of significant family wealth, thought he didn’t need any insurance. But that’s not the case at all! While a renter’s policy will help with

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Piggy Bank
Handling Claims
Michelle Hirsch

How to Lower Your Homeowners Insurance Premium

Though a successful client had never turned in a claim for anything under $10,000, they had left their homeowners policy deductible at $250 for many years. But by having their deductible so low, they were

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Confused Potatoes
Handling Claims
Michelle Hirsch

Claim Hot Potato

One of our new clients discovered no one was his advocate during the claim process with his previous carrier. Having an accident is already a challenge, but it’s compounded when you discover you must manage

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Audit review
Audit Results
Michelle Hirsch

Trustee & Endorsement Insurance

I just experienced something that needs to be shared. Our new client has been a trustee for years. In his role, he is responsible for a challenged, but independent adult. Our insurance audit uncovered that

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