Insuring Co-Owned Non-Rental Property
A client recently bought a home for his parents to live in. Both his parents’ names as well as himself and his spouse were listed on the deed to the home. The parents insure the …
Handling Claims
Accused of Wrongful Termination
Many clients have the ability to hire personal staff to help make life easier. Housekeepers, nannies, caretakers, and personal assistants are all wonderful resources for busy families. But if the employee is hired directly (no …
Phishing Scammer Steals Deposit
Hackers are getting more sophisticated by the day. Having the proper protection to come to the rescue in times of a breach is priceless. Several of our carriers offer a standalone personal cyber policy that …
How to Protect Investments While Paying Medical Bills
With over 3 million car accidents happening each year in America, the possibility of unexpected medical expenses should be on everyone’s mind. If a client is involved in an accident with an uninsured or underinsured …
Disaster Coverage: Total Loss Home Insurance & Cash Out Options
When a total loss occurs, our clients want the option to rebuild their home or take a check and move on. One of our clients had been wanting to move to Florida for years, but …
How to Lower Your Homeowners Insurance Premium
Though a successful client had never turned in a claim for anything under $10,000, they had left their homeowners policy deductible at $250 for many years. But by having their deductible so low, they were …
Claim Hot Potato
One of our new clients discovered no one was his advocate during the claim process with his previous carrier. Having an accident is already a challenge, but it’s compounded when you discover you must manage …