A client recently moved his mother into assisted living and was worried about her new exposures in a shared living space. Did the facility’s insurance cover her and her belongings? To help him get the …
A client has a side business where she is a photographer taking family portraits out of her home. During her audit, we discovered that her homeowner’s policy wouldn’t extend should a client be injured in …
Insurance agents must be licensed in every state they place business in. Often times an agent will not be licensed or have the carrier options outside their home state. This becomes an issue when your …
Do your clients have earthquake coverage in their homeowner’s insurance policies? A select few may, but most policies exclude damage caused by earthquakes. Some carriers offer earthquake coverage that can be purchased as an endorsement …
Accidents and traffic tickets happen to the best of us, and it can be costly in more ways than one. But no one should pay specialty market insurance rates longer than they have to. A …
With no car and a simple apartment, Andrew, the adult child of significant family wealth, thought he didn’t need any insurance. But that’s not the case at all! While a renter’s policy will help with …
The last time our new client discussed the value of their homeowner’s policy with their previous agent was 12 years and three renovations ago. Our audit found that their property was now worth $1M in …
Most of you know that we are a full-service P&C insurance agency, yet I’m usually just talking about Personal Insurance with our clients. But I had a Business Insurance situation that could impact many of your …
It is time to end the myth that better service and insurance coverage will increase a client’s premium costs. This week, Brunswick Companies saved the client $3,000 by placing him with a premium carrier. And …