Though a successful client had never turned in a claim for anything under $10,000, they had left their homeowners policy deductible at $250 for many years. But by having their deductible so low, they were paying a higher than necessary premium.
We increased their deductible and saved them $1,700 on their homeowners premium alone.
Then we went even further and made sure their insurance policy included a “waiver of deductible” endorsement, which means the client pays out zero on any claim over $50,000.
