High Net Worth Umbrella Policies & Personal Liability Coverage


Our new client recently sold his business and his net-worth quadrupled overnight. This client had an umbrella policy, but it was only $2M because that was the highest limit his broker could underwrite.

We encourage our clients to secure as much personal liability/umbrella insurance as possible to protect the assets they have worked so hard to accumulate throughout their careers. A good initial starting point is $1M over net-worth. After our audit, we increased his personal umbrella to a more appropriate $10M coverage.

Also, because he sits on several nonprofit boards, we secured a Directors & Officers policy for him to protect him personally.

By representing both standard and premium carriers, we can provide umbrella limits up to $100M for our clients. Do you have enough personal liability coverage?


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